Improve Your Home and Your Life.
Does your home need a new paint job, new carpeting and wallpaper, new furniture, or even a swimming pool? Have you thought about remodeling your kitchen or putting in a sprinkler system? How about adding on a new room or a second floor?

TC Lending has flexible loan programs for your home improvement projects, and construction loans for sizeable renovation projects.

Money When You Need It.
With a home improvement loan, you get a fully amortized, fixed rate loan, which is placed in second position on the title of your home. This type of home improvement loan is usually paid to you as a lump sum. Another option is a line of credit on your home, which is based on a variable rate, and offers you the ability to draw money as you need it.

There is no change in terms to your existing first mortgage when you take out a home improvement loan. If you currently have a home equity loan, it must be paid off with the new loan. The maximum home improvement loan amount can be as high as 125% of the current value of your home.